HOA - Express Term Loan

HOA - Express Term Loan keith.francese… Tue, 04/07/2026 - 08:20 Display Name Express Term Loan HOA Banking Deposit Solutions Special Districts HOA Lending & Credit HOA Maintenance & Improvement Loans HOA Credit Card HOA Express Term Loan Emergency Line of Credit HOA Payments & Technology Payment & Receivables Solutions for Management HOA Lockbox HOA Remote Deposit Fraud Protection Technology Solutions ePay and Connect Portals Management Software Integrations via WA ConnectLive HOA Online Banking Homeowner Payment Services Payment Options for Homeowners Contact Our Team Association Banking Team Contact Customer Support Association Banking HOA Banking HOA Banking HOA Banking HOA Banking Deposit Solutions Special Districts HOA Lending & Credit HOA Lending & Credit HOA Lending & Credit HOA Lending & Credit HOA Maintenance & Improvement Loans HOA Credit Card HOA Express Term Loan Emergency Line of Credit HOA Payments & Technology HOA Payments & Technology HOA Payments & Technology HOA Payments & Technology Payment & Receivables Solutions for Management HOA Lockbox HOA Remote Deposit Fraud Protection Technology Solutions ePay and Connect Portals Management Software Integrations via WA ConnectLive HOA Online Banking Homeowner Payment Services Payment Options for Homeowners Contact Our Team Contact Our Team Contact Our Team Contact Our Team Association Banking Team Contact Customer Support HOA Express Term Loan Competitive Rates, Accelerated Funding Community associations often face tight timelines when addressing unexpected repairs or planned capital improvements. Our Express Term Loan 1 simplifies HOA lending with a streamlined application and accelerated underwriting. Approval as fast as three business days 2 upon receipt of a complete loan package Funding designed to keep projects on schedule Clear and efficient process tailored for association boards Express Term Loan Features HOA loan amounts from $100,000 to $1 million Loan terms up to 10 years Competitive fixed-rate financing Quick, simplified underwriting 3 No prepayment penalty 4 HOA Loans With Owner-Friendly Protections Western Alliance Bank’s HOA lending structure protects both associations and unit owners. No personal guarantees required from board members or owners No mortgage interest in any unit owner’s property No restrictions on owner resale or refinancing These protections help boards move forward confidently while maintaining homeowner trust. Get Started Now HOA Loans Ready to begin the application process? Contact our HOA lending experts with any questions you may have by calling your local Relationship Manager, emailing one of our lending experts directly or submitting your information to the contact us button below. Connect with a Lending Expert Shawn Kerns Vice President Contact via email Learn more about Shawn Brian Ferguson Vice President , East Region Contact via email Learn more about Brian Matt Hall Vice President , Central Region Contact via email Learn more about Matt Daniel Corwin Vice President , West Region Contact via email Learn more about Daniel 1. All offers of credit are subject to credit approval, satisfactory legal documentation and regulatory compliance. Closing fees may apply. Must maintain reserve accounts at Western Alliance Bank during the life of the loan. Rate and terms are subject to change. Please refer to the terms, conditions and disclosure set forth in the term sheets provided at the time of signing. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow and documentation fees, and may be responsible for any bank fees, including bridge loan, construction loan and packaging fees. 2. Assumes loan package is complete and no additional information is needed. 3. Please refer to your relationship manager regarding what qualifications your community association must meet to qualify for the Express Term Loan. 4. If refinancing with another institution, early prepayment fee is 2.5% of loan amount. Need fast HOA financing? Our Express Term Loan offers streamlined applications and accelerated underwriting for urgent repairs and capital improvements. Search Exclude No