How to Manage Third-Party API Risk for DORA Compliance in EU Finance (2026)

If your B2B SaaS or fintech product touches an EU financial entity—a bank, insurer, investment firm, payment provider, or even a regulated crypto venue—your integrations are now fully in scope of the Digital Operational Resilience Act (DORA). DORA is a regulation introduced by the European Union to strengthen the digital resilience of financial entities, and it entered into application on 17 January 2025, ensuring that banks, insurance companies, investment firms and other financial entities can withstand, respond to, and recover from ICT disruptions, such as cyberattacks or system failures.