Nearly one-third of Gen Z drivers (30%) self-disclosed having owned or driven an uninsured vehicle over the past six months, making them the most likely generation to own or drive a vehicle without coverage, according to new research from TransUnion (NYSE: TRU). By comparison, 17% of Millennials owned or drove a vehicle uninsured, with rates declining further among Gen X (7%) and Baby Boomers (1%). As the Gen Z driving population grows, insurers face the challenge of identifying drivers in this generation at risk of coverage lapse.
Nearly One-Third of Gen Z Drivers Reported Owning or Driving An Uninsured Vehicle in the Past Six Months
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August 11, 2026
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