More Americans Have Access to Credit While Debt Growth Has Moderated

New TransUnion (NYSE: TRU) research finds that consumer credit remains widely available despite economic uncertainty, while credit usage continues to grow at a pace largely consistent with inflation. TransUnion released the findings in conjunction with its Q2 2026 Credit Industry Insights Report (CIIR). Consumer access to credit continued to expand in Q2 2026, with just under 262 million consumers carrying a credit balance.