U.S. Consumer Credit Market Increasingly Splitting Along a K Shaped Path, TransUnion Research Finds

New TransUnion (NYSE: TRU) research confirms that the U.S. consumer credit market is increasingly splitting along a K‑shaped path, with the riskiest and least risky credit tiers experiencing the most pronounced shifts in credit use. While credit conditions have remained stable overall, and improved for a large segment of consumers, others are struggling in the face of rising expenses and increasing debt.