| Shopping multiple mortgage lenders does not multiply the hit to your credit score. Under current FICO scoring models, multiple mortgage-related hard inquiries made within a 45-day window count as a single inquiry, not one penalty per lender. Some older FICO versions still in use by certain lenders shrink that to 14 days, and VantageScore uses […] The post How to Rate Shop for a Mortgage Without Hurting Your Credit Score first appeared on Tomo Mortgage | Reports . |
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