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How to Refinance With a VA IRRRL: Step-by-Step Guide

calendar_today August 14, 2026 person George Paul domain tomo-guides
Refinancing with a VA Interest Rate Reduction Refinance Loan (IRRRL) takes six steps: confirm eligibility, pass the net tangible benefit test, verify your payment history, shop and lock a rate with multiple lenders, skip the appraisal in most cases, and close while paying a 0.5% funding fee. The VA sets the eligibility rules; individual lenders […] The post How to Refinance With a VA IRRRL: Step-by-Step Guide first appeared on Tomo Mortgage Reports .
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