The Economics Behind F&I’s Continued Rise

Repair costs have climbed nearly 54% since 2019, providing important context for rising F&I income as product attachment levels off. By Gregory Arroyo The cost of keeping a vehicle on the road has changed dramatically since 2019. The Consumer Price Index for motor vehicle maintenance and repair rose 53.6% between May 2019 and May 2026, according to the U.S.