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What is the SARB's Payments Ecosystem Modernisation (PEM) Programme?

calendar_today April 15, 2026 person domain stitch-money

The SARB’s Payments Ecosystem Modernisation Programme is the most significant overhaul of South Africa’s national payment system in nearly 30 years. Here’s what enterprise leaders need to understand about settlement, infrastructure access, licensing reform, the COFI Bill and how to build payment systems that stay ahead of it.

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