Rising Delinquencies & Credit Risk – What Bank CFOs & CROs Must Do Now

As economic uncertainty persists, with pandemic-era excess savings largely exhausted, interest rates remaining elevated relative to historical norms and portions of the commercial real estate market continuing to experience stress, many banks are facing heightened delinquency and credit-risk pressures. Credit card and auto loan delinquency rates have climbed materially from post-pandemic lows, while certain commercial real estate segments remain under pressure.