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How long do I have to make balance transfers?

calendar_today July 16, 2026 person Dana Paltao domain sofi

You have 60 days from your account opening date to initiate balance transfers. You can make multiple credit card balance transfers during that period as long as you stay under your transfer limit. Tip: Set up your transfers as soon as the feature is available to make the most of the 15-month promo period.

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