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Ask an Advisor: Will My Wife Forfeit a Larger Survivor Benefit if She Claims Social Security Early?

calendar_today October 13, 2026 person Matthew Hofacre domain smartasset

If my spouse starts taking her own reduced Social Security benefit at age 62, (9/2026), can she switch to a survivor benefit upon my death and still receive 100% of a full spousal survivor benefit? I plan on waiting until age 70 (3/2030) to collect my maximum Social Security benefit. I am worried that claiming […] The post Ask an Advisor: Will My Wife Forfeit a Larger Survivor Benefit if She Claims Social Security Early?

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