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My Husband Died. Here’s How Much of His Social Security I Can Actually Claim.

calendar_today October 8, 2026 person SmartAsset Team domain smartasset

Losing your spouse can change the size of your Social Security benefit. You cannot collect their full amount and your own at the same time, but you generally get whichever is larger. Claiming survivor benefits before your full retirement age (FRA) could reduce that check for as long as you collect it.

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