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I Inherited My Husband’s $250,000 IRA at 62. Could It Affect Taxes on My Social Security?

calendar_today October 6, 2026 person SmartAsset Team domain smartasset

If you inherited your spouse’s IRA, the account itself generally isn’t taxed when you receive it. Withdrawals from a traditional IRA count as taxable income, which can increase how much of your Social Security benefits becomes taxable. That could raise your federal tax bill, but as a surviving spouse, you may be able to time […] The post I Inherited My Husband’s $250,000 IRA at 62.

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