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Ask an Advisor: I Inherited an IRA from My Parents. When Do I Need to Start Taking RMDs From It?

calendar_today October 5, 2026 person Brandon Renfro domain smartasset

If you’ve inherited an IRA from one of your parents, you may or may not have required minimum distributions (RMDs). Whether you do largely depends on when your parent passed away. But RMDs aren’t the only distribution rule that you need to understand.

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