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We Retired at 63. Tapping Our 401(k) Before Social Security Changed Everything.

calendar_today September 23, 2026 person SmartAsset Team domain smartasset

Retiring at 63 can create an income gap if you delay Social Security. One option is to use 401(k) withdrawals as a temporary bridge, which could allow you to claim a higher monthly benefit later. To determine whether this strategy might work for your retirement, you will need to figure out if the increase is […] The post We Retired at 63.

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