Is the 4% Rule Limiting Your Retirement Income? Using a 5% Withdrawal Rate May Let You Spend This Much More.

A lower withdrawal rate can help your retirement savings last longer, but it may also limit how much you spend. Moving from 4% to 5% gives you more income upfront while leaving less room for your portfolio to absorb market losses. Your decision will depend on the answer to this question: Is the extra money […] The post Is the 4% Rule Limiting Your Retirement Income?