As we enter the critical holiday shopping season, businesses are facing new and emerging challenges with first-party fraud. Sift’s Q4 2025 Digital Trust Index shows that chargeback rates climbed steadily throughout 2025, reaching 0.26% in Q3, a 53% increase from Q1 2025. Retail e-commerce chargeback rates have exploded by 233% since Q1 2025, the highest […] The post The “Refund Hack” Economy: Why E-Commerce Chargebacks Surged in 2025 appeared first on Sift .
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