Playing With Fire: How Backyard Fireworks Celebrations Risk Costly Property Disasters

A fireworks display in your own backyard may seem like the perfect way to celebrate the Fourth of July . If you’re not careful, however, it can quickly turn into a costly disaster that your home insurance may or may not cover. In 2024, the National Fire Protection Association (NFPA) estimated that fireworks started 34,079 fires, which resulted in $98 million in property damage .