Razorpay 0% Platform Fee Offer: 90-Day Guide for New Merchants (2026)

You have just crossed roughly 1 lakh in monthly GMV. You open your settlement report expecting a clean number, and instead you see a small deduction on almost every payment. Stack those up and, at 2% plus 18% GST on the fee, you are handing over close to ₹28,320 a year.