This comparison of the Chase Ink Business Preferred ($95 annual fee) and the Amex Business Platinum ($895 annual fee) examines how each card serves different business spending profiles. The Ink Preferred focuses on everyday category rewards at a modest cost, while the Amex Business Platinum targets frequent business travelers with lounge access, elite hotel status, and statement credits designed to offset its premium price. The key distinction comes down to whether a business prioritizes straightforward rewards or high-value travel perks.