Four Countries, One Rubric: The State of Banking APIs in Australia, the UK, the US, and Canada

I have spent the last stretch scoring banks the way an agent would read them — not the marketing site, the machine-readable evidence: the OpenAPI, the scopes, the security posture, the discovery surface. I did it one market at a time, and it turned into four API Evangelist Sector Reports: Australia, the United Kingdom, the United States, and Canada. Two hundred and sixty-odd institutions, every one scored on the same Kin Score I apply to Stripe and to every other API in my catalog, published openly.