What Programmatic Onboarding Looks Like When the App Is Really a Subscription

I keep coming back to the same wall. Every company tells me they are all in on AI, that agents are the future, that software will provision and consume software without a human in the loop. And then I go to actually onboard, and I am asked to log into a portal, click through a wizard, prove I am a person, and copy a secret out of a web page into my clipboard.