A loan closure means you have repaid the entire loan, including principal, interest, and applicable charges. A settlement means the lender has accepted less than the total amount due, and both outcomes are treated differently when you apply for credit in the future. Nitin, 28, from Noida, borrowed ₹7 lakh to manage a business cash-flow […] The post Loan Settlement vs Loan Closure: Key Differences Explained appeared first on Oolka .
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