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How to Remove Late Payment Records from Your Credit Report

calendar_today August 21, 2026 person Shubham domain oolka

An accurate late payment record cannot be removed from your credit report. An incorrect late payment record can be corrected by raising a dispute with the lender or the credit bureau after verification. Sonali, 28, from Chennai, applied for a home loan after maintaining timely repayments for more than two years.

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