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What Is Credit Age and How It Affects Loan Approval

calendar_today June 22, 2026 person Shubham domain oolka

Credit age is the length of time your credit accounts have been active, and it affects approximately 15% of your credit score calculation. The longer your credit history, the more information lenders have to assess repayment behaviour. Aman, 31, from Gurgaon, applied for a ₹6 lakh personal loan.

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