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Car insurance quotes comparison for Ontario cities

calendar_today September 24, 2026 person christine cousins domain onlia

How much you pay for car insurance in Ontario is partially based on where you live. If two people with identical driving histories, vehicles, driving habits and insurance policies bought coverage in Ottawa and Toronto, the Ottawa driver could pay almost $1,000 less to insure their vehicle for a year. Traffic patterns, vehicle crime prevalence, and accident rates associated with different Ontario cities, are all factors that lead to average insurance price disparities across the province.

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