5 Bad Credit Habits to Avoid and How to Fix Them

In the bustling bazaars of Mughal India, circa 1600 AD, merchants relied on a system of “hundis”—handwritten bills of exchange—to facilitate commerce across vast distances. However, one misstep or an untrustworthy bill could earn you a bad reputation in the system. Fast forward to the present day, while formal banking systems have replaced the bazaars, the fight for a good credit score remains.