Launched in 2018, BharatPE is a fintech pioneer serving millions of Indian retailers and small businesses across more than 450 cities. The company processes over ₹12,000 crore (about US $1.368 billion) in monthly Unified Payments Interface (UPI)-based transactions. One of BharatPE’s most innovative financial solutions is India’s first interoperable UPI QR code—a scannable 2D barcode that empowers users to make payments using the UPI system in India—and a zero-MDR (Merchant Discount Rate) payment acceptance service, which enables merchants to accept payments through the same system without…