Responding to the Growing Threat of Weather-Driven Uninsurability | Meteomatics

02/12/2026 Responding to the Growing Threat of Weather-Driven Uninsurability The “Uninsurable” Warning Has Only Grown Louder Back in 2024, Swiss Re warned that some areas were becoming “uninsurable,” after the industry significantly underestimated the impact of natural disasters across Europe. At the time, they pointed to events like the Turkey earthquake, floods in Germany and hailstorms in Italy, where loss estimates were off not by 10 or 20 percent, but by entire factors. The problem, they said, was systemic: their models were struggling, and the industry lacked up-to-date data on exposure