Kin's 2026 Midyear Homeownership Report: Rising costs, a frozen market, and homeowners under pressure

Kin’s midyear homeownership report reveals mounting pressure on American homeowners, with 48% expecting home insurance premiums to rise 6% or more in 2026 and 37% uncertain about maintaining adequate coverage through year-end. The report covers rising costs, a frozen housing market, and broad homeowner strain.