Capital Adequacy Ratio (CAR) shows how much loss-absorbing capital a bank or NBFC holds against its risk exposure, and it directly shapes what happens to AT1, Tier 2, and Non-Convertible Debentures (NCDs) bondholders if that position weakens. This guide walks through what CAR means, how it’s calculated, RBI’s norms for it, and how to check […] The post Capital Adequacy Ratio: What It Tells Bond Investors appeared first on Jiraaf Knowledge Universe .