AI Lenders Are Outpacing Banks on Originations. The Next Phase May Favor Banks.

Speed Built the Fintech Lending Boom. Trust May Define What Comes Next. A PYMNTS Intelligence study, based on a survey of 515 senior executives and published in February 2026, documents a meaningful recalibration underway across the embedded finance sector. Trust in an embedded finance provider has overtaken speed and price as the most important factor […]