Zeni alternatives in 2026 cluster around five providers: indinero, Pilot, Kruze Consulting, Bookkeeper360, and Burkland. Zeni leads with an AI-first dashboard, public pricing, and a supervising human team, but founders shop alternatives once GAAP judgment, audit prep, or multi-entity work outgrows automation. Indinero is the bundled human-CPA default for growth-stage operators at $1M to $20M revenue, with pricing starting at $750/mo and continuous operations since 2009.