What is an HSA — and How Does It Fit into the ACA Marketplace?

As Congress debates whether to extend the enhanced subsidies for Affordable Care Act (ACA) coverage, some lawmakers are proposing an alternative: expanding the use of HSAs or even redirecting a portion of ACA subsidy funding into account-based assistance. With this change to ACA coverage, support would be moved from upfront premium assistance to individual savings accounts managed by each consumer. At their core, HSAs are tax-advantaged savings