OEP 2026: Helping Consumers Navigate Cost and Coverage

As state-based exchanges (SBEs ) prepare for Plan Year 2026, it’s clear that the upcoming Open Enrollment Period (OEP) will look markedly different from those in recent memory. Between the Marketplace Integrity and Affordability (MIA) rule, H.R. 1 (aka the One Big Beautiful Bill Act), and the scheduled expiration of enhanced Advance Premium Tax Credits (APTCs),