Key takeaways: FP&A AI agents act like always-on digital analysts, automating data prep, forecasting, and variance analysis so finance teams focus more on judgment and partnering. The strongest platforms combine agentic AI with a governed data model, keeping outputs explainable, auditable, and aligned across finance, operations, and leadership. AI agents work best when they plug into existing workflows such as spreadsheets, chat tools, and planning models instead of forcing teams onto entirely new systems.