General Liability vs BOP for Small Businesses: How Insurance Agents Decide Which Coverage to Recommend

Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)? General Liability insurance covers third-party bodily injury, property damage, and advertising injury claims. A Business Owners Policy includes that same liability coverage plus commercial property and business interruption protection. For many small businesses, agents begin with General […] The post General