Preparing for what's next in UK Retail Disclosures

With the FCA’s final Consumer Composite Investments (CCI) rules published via Policy Statement PS25/20 in December 2025, in-scope firms must move quickly from influencing to implementing ahead of the June 8, 2027 deadline. The final rules make targeted changes versus initial consultations, generally well received as a more pragmatic and proportionate outcome. This guide covers what’s changing in UK retail product disclosures, who is impacted, implementation timelines, and key requirements for cost and risk presentation under the new framework.