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What Is a UPI ID? Meaning, How to Create, Find, and Change It

calendar_today October 15, 2026 person Rishabh Ranjan domain cashfree

Key Takeaways A UPI ID, also called a Virtual Payment Address or VPA, is a unique payment address linked to a bank account. A UPI ID usually contains a name or number followed by a payment handle, such as yourname@oksbi. It is different from a UPI Number, which is an 8 to 10-digit payment alias.

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