How independent dispute resolution impacts self-funded employers Independent Dispute Resolution (IDR) was designed as a narrow arbitration process for rare surprise billing disputes. Instead, it’s become one of the fastest-growing, least predictable cost pressures in employer-sponsored healthcare—a multibillion-dollar drain that self-funded employers absorb directly through inflated arbitration awards, mounting administrative fees, and rising stop-loss premiums. … Continue reading “Independent Dispute Resolution: A Hidden Cost Driver for Self-Funded Employers”