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Washington, D.C. bans medical debt from credit reports

calendar_today October 8, 2026 person Ballard CFS Group domain ballard-spahr

Legislation that prohibits a health care provider or debt collector from reporting medical debt to credit reporting agencies has become law in Washington, D.C. The legislation became law without the signature of Mayor Muriel Bowser, who said she supported the medical debt provisions, but opposed some unrelated provisions. Among other things, the law: Prohibits a health care provider or debt collector collecting on a medical debt from: Garnishing of wages for those patients with a household income below 500% of the federal poverty level.

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