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Is a “Private CFPB” Emerging? Or Is a New Consumer Protection Ecosystem Taking Shape?

calendar_today July 22, 2026 person Richard J. Andreano, Jr., John L. Culhane, Jr. and Alan S. Kaplinsky domain ballard-spahr

“Nature abhors a vacuum.” — Aristotle The Consumer Financial Protection Bureau’s dramatic retreat from enforcement during 2025 and 2026 has created one of the most significant shifts in consumer financial services regulation since the Bureau opened its doors in 2011. Much has been written about what the CFPB is no longer doing…. Continue Reading

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