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Agentic AI for Financial Services: Why ‘Buy vs. Build’ Is Dead and the Future Is ‘Buy‑and‑Build’

calendar_today January 25, 2026 person Prashant & Keith domain artian

For years, large banks and financial institutions have been stuck on the same architectural question: Should we buy an AI platform or build our own? In 2026, that framing is not just outdated, it is actively slowing down serious AI adoption in financial services. The institutions that will win with agentic AI in financial services will buy and build: buy the right foundation, then build their proprietary edge on top.

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