Global money movement is a critical economic driver, yet it remains a cumbersome system of clearinghouses, market-by-market capital requirements, and country-specific regulations. Currently, $4 trillion is locked in treasury accounts, a massive but hidden working capital burden to financial institutions and the global payments industry. In 2023, the companies partnered to solve this problem, with the support of Stellar Development Foundation ZUG, Switzerland, March 6, 2024 – Arf, a global transaction services platform at the intersection of Web3 and traditional finance, announced that it has s