In a recent feature with Car Dealership Guy, Matt Burke, president of the National Automotive Finance Association (NAF) and President/COO of Agora Data, highlighted an important reality facing today’s automotive market: rising delinquencies should not automatically lead to tighter dealer relationships or reduced opportunity. Instead, they should lead to greater collaboration. While industry headlines often focus on delinquency rates and tightening credit conditions, the more important discussion should be how dealers and finance partners work together to create stronger auto contracts from the